Works without an account
No sign-up, no email, no password to create. You open the app and start. Your financial data is never uploaded to a server of ours, because there is no such server.
Your personal finances, on your phone and nowhere else
BudgetMate tracks your income and spending, shows you where the money goes, and keeps all of it on your device. No account to create, no server of ours in between, and nobody else with access to your numbers.
Coming to Google Play
Read the manualRequires Android 8.0 or later. Designed for phones.
Works without internet
All the day-to-day work — recording, reviewing, budgeting — happens on the device. A connection is only needed to refresh exchange rates or back up to Google Drive, and only when you ask for it.
Genuinely multi-currency
Hold accounts in several currencies at once, with refreshable exchange rates and a primary currency for the consolidated total. Built for people who earn, spend or save in more than one.
What you can do
The features already in the app today. Each one has its section in the manual.
Accounts organised the way you already think about them
Cash, bank accounts, savings, cards. Group them however you like and see each balance or the consolidated one.
Recording an expense takes seconds
Income, expense or a transfer between your own accounts, with category, subcategory, note and a photo of the receipt if you want to keep it.
Budgets that warn you in time, not afterwards
Set what you mean to spend per category and watch the progress while the month is still running, not once it is over.
Credit cards, with their cycles
Statement and payment dates, the current cycle balance, and foreign-currency purchases worked out the way your bank charges them.
Repeating expenses, recorded for you
Rent, subscriptions, salary, loan payments. Define each one once with its frequency and stop having to remember it.
Charts that answer one concrete question
Where the month went, how the balance is trending, which category grew. With per-category and per-account detail.
Export to Excel when you need another tool
An .xlsx file for the period you choose — for your accountant, for a tax return, or simply to hold a readable copy.
Encrypted backups, local or in your own Drive
Manual or automatic, with AES-256 encryption and a key only you hold. If the phone is lost, your data is not.
Fingerprint lock and a protected screen
Ask for your fingerprint or face on open, and keep your balances out of screenshots and the recent-apps view.
In your language — 11 of them
Spanish, English, Portuguese, French, Russian, Simplified Chinese, Hindi, Bengali, Urdu, Arabic and Indonesian, sample categories included.
Where your data is, said plainly
Most finance apps ask you for an account because your data lives on their server. BudgetMate has no server, so it does not ask you for an account.
- Your accounts, transactions, budgets and receipt images are stored in the local database on your phone.
- There is no server of ours for them to be uploaded to: we cannot see your amounts or your categories, even if we wanted to.
- If you turn on Google Drive backup, the file goes to your own Drive account, which we have no access to.
- Backups are encrypted with AES-256 and a key that stays on your device.
- You can delete all your data from inside the app, without asking anyone.
And here is what does leave the device:
If the app crashes, a crash report is sent to Firebase Crashlytics (Google's) containing crash data, your device model and an installation identifier. It never includes your transactions or your amounts. It is on by default and you can turn it off in Settings. We say it here because the Privacy Policy says it, and the two have to agree.
Start with the manual
The first time you open BudgetMate, a four-step wizard leaves everything configured. The manual walks through that wizard and every screen that follows.